There is a lot of talk on the importance of saving money, investing money, making money and more relevant to this post – women getting their finances in order. Hear from QF Resident Contributor and Life Coach Tendayi Ndoro on this week’s musing on Money Matters.
MONEY! MONEY! MONEY! As the economic situation globally tightens up, it’s becoming increasingly important for savvy women to get their financial houses in order. Sometimes that can mean a harsh and strict look at things and thereafter making tough decisions which are not always a comfortable procedure. It’s time to look ahead of the game and instead of being reactive, being more proactive. Understanding the difference between assets and liabilities is key and getting the balance right especially on being good to yourself is the first issue I am going to talk about.
I speak openly on this issue as this was a tough area for me and one that I still often have to battle with. Proverbs 20: 23 says “Unequal weights are an abomination to the Lord, and false scales are not good.” Many of us are failing to get the balance right when it comes to financial priorities. A budget is key. It needs to be a reasonable, balanced one that factors in the level of affordable fun that is possible on your income as well as taking care of the important things. For most women the love of retail therapy to deal with any and all emotions has left a big dent in the finances until they are caught between a rock and a hard place. The scales are then tipped to the other extreme where one is forced to start spending everything they earn on paying bills and commitments! No fun at all! At that point they become so desperate that they start looking for the lottery god. They fall victim to many manipulative tactics that wolves out there are ready with, designed to convince many hard working individuals that if you give your whole salary /SEED away, you will be blessed and reap a harvest that you cannot contain! This leads many to forget their financial commitments that they have been entrusted to pay including all the other responsibilities. But you QF woman will no longer fall into this trap! There is no longer any condemnation for those who are in Christ Jesus and the first step towards getting to that place of freedom is writing what that looks like for you and deciding what you would need to do to get it. How without earning any more money can you get to keep more each month? Something has got to go? You decide, what on that long list of outgoings is tipping your scale over?
A little from Tendayi about why she is so passionate on this topic…
When I was a toddler, I wanted to be a dancer when I grew up! I still feel my blood rush every time I see choreographed dancing and am usually the first one to hit the dance floor at a party. It is however no surprise to me how I’ve ended up doing what I do! My love for people and numbers and deep rooted desire to help everyone I come into contact with to achieve all that life has to offer them is what gets me through the highs and lows of a demanding and often gruelling financial services industry. I trained to be a life coach a few years ago and this helped me understand how and why people behave in ways that is often so contrary to facilitating the manifestation to their hearts true desires. This set off a flaming fire within me to play my role with the tools I have in my hand to enlighten and help those who were interested on embarking on this journey of freedom to do so. Being a child of God, a scripture that has challenged me particularly in the realm that I work in is from Luke 4:18 which Jesus said:
“The Spirit of the Lord is on me, because he has anointed me to proclaim good news to the poor. He has sent me to proclaim freedom for the prisoners and recovery of sight for the blind, to set the oppressed free.”
Having advised clients for over 10 years on investments, retirement planning, protection and mortgages, I began to realise that one of the most bodies that were walking the furthest in financial freedom were actually the body of Christ, who this scripture was proclaimed for. That did not sit right with me. Needing to fully attain that freedom in all areas of my life as well, I began a personal journey with God to help me to open my eyes and see how I need to be walking to enjoy this FINANCIAL FREEDOM. I now thrive on sharing the wisdom of the Bible’s take on how we are meant to manage our finances and help individuals take steps to back it up with practical tools and vehicles through my financial planning business.
To learn more from Tendayi Ndoro – Motivational Speaker, Leader, Motivator and Author please visit her website on www.Tendayindoro.com